My handmade hot chocolate recipe features two cups whole milk, one cup heavy cream, chopped white chocolate, and one chai tea bag. I blend vanilla extract and a pinch of salt to form this White Chocolate Chai Latte, a unique take on creamy hot drinks perfect for fall.

I recently came across this amazing Easy Chai White Hot Chocolate recipe that instantly became one of my fall favorites. I mixed up 2 cups of whole milk and 1 cup of heavy cream, then added in 8 ounces of chopped white chocolate and a chai tea bag to create a blend that’s smooth and creamy with a warming chai flavor.
It reminded me a bit of those rich hot breakfast drinks I used to have when I was younger. I tossed in a teaspoon of vanilla extract and a pinch of salt which really helped bring out the flavors.
After letting it all meld together, I topped it with a generous swirl of whipped cream and a dash of ground cinnamon. While it might not completely replace a handmade latte, it sure makes for an interesting twist to the typical white chocolate drink recipe.
Give it a try and let me know what you think!
Why I Like this Recipe
I really dig this recipe for a bunch of reasons. First, the way the white chocolate and chai tea blend together gives it a super unique taste that just warms me up. I always feel like I’m wrapping myself in a cozy blanket when I take a sip. Secondly, I love how simple it is to make – it doesn’t require any crazy techniques or hard-to-find ingredients, which is perfect on busy days when I just need a quick, comforting drink. Third, the creamy texture is out of this world, and I especially look forward to that final touch of whipped cream and a sprinkle of cinnamon on top. Honestly, these little extra steps give it that homemade feel that makes me smile every time.
Ingredients

- Whole milk is a natural source of protein and carbs, adding creaminess to each sip.
- Heavy cream provides rich fats making the drink smooth and decadently satisfying.
- White chocolate offers a sweet, mellow flavor while giving body to the hot chocolate.
- Chai tea bag infuses spicy notes like cinnamon and cardamom for a warming twist.
- Vanilla extract adds depth, balancing sweetness with its warm, inviting fragrance.
- A pinch of salt helps to enhance and balance all the flavors harmoniously.
- Whipped cream topping lightens the concoction with its fluffy texture and subtle sweetness.
- A dash of ground cinnamon adds a warm spice burst for garnish and aroma.
Ingredient Quantities
- 2 cups whole milk
- 1 cup heavy cream
- 8 ounces white chocolate, chopped into small pieces
- 1 chai tea bag (or 1 tablespoon loose chai blend)
- 1 teaspoon vanilla extract
- A pinch of salt
- Whipped cream for topping (optional)
- A dash of ground cinnamon for garnish (optional)
How to Make this
1. In a medium saucepan, combine 2 cups of whole milk and 1 cup of heavy cream then heat them on medium until the mixture is just about simmering.
2. Once heated, toss in the chai tea bag (or 1 tablespoon of loose chai blend) and let it steep for about 5 minutes to get that warm flavor going.
3. After the chai has steeped, remove the tea bag (or strain out the loose leaves if you’re using that method).
4. Lower the heat and add the 8 ounces of chopped white chocolate to the warm milk mixture, stirring continuously until it all melts together smoothly.
5. Stir in 1 teaspoon of vanilla extract and a pinch of salt, mixing well so that all the flavors combine nicely.
6. Keep stirring for another minute or so until the drink is perfectly smooth and creamy.
7. Carefully pour the hot beverage into your cup or mug.
8. Top with a generous dollop of whipped cream if you want an extra touch of indulgence.
9. Sprinkle a dash of ground cinnamon on top as a final garnish.
10. Enjoy your Easy Chai White Hot Chocolate while it is still hot and cozy!
Equipment Needed
1. Medium saucepan – to heat the milk and cream on the stove
2. Measuring cups and spoons – to measure 2 cups whole milk, 1 cup heavy cream, and the teaspoon of vanilla extract and pinch of salt
3. Stove – for heating the mixture until it’s just simmering
4. Tea bag infuser or strainer – necessary for steeping and then removing the chai tea bag or the loose leaves
5. Stirring spoon – to continuously mix the white chocolate in until it melts smooth
6. Knife and cutting board – to chop the white chocolate into small pieces if it isn’t pre-chopped
7. Cup or mug – for carefully pouring and serving the hot beverage
8. Optional: Whisk – if you prefer a smoother, more even texture when stirring in the vanilla and salt
FAQ
Easy Chai White Hot Chocolate Recipe Substitutions and Variations
- Instead of whole milk, you can use almond milk or oat milk though it may slightly change the flavor.
- If you dont have heavy cream, try using coconut cream which gives a different but yummy twist.
- You can substitute white chocolate for milk chocolate if you like a sweeter taste, but the drink will be less rich.
- If you dont have a chai tea bag, you can use 1 tablespoon of loose chai blend or steep some loose chai in hot water and add it.
Pro Tips
1. Make sure you keep a close eye on the milk and cream when you’re heating them up. You don’t want it to boil over or scorch, so it’s best to lower the heat a bit once it starts to simmer.
2. If you’re using loose chai blend get a tea infuser or a small strainer so that you’re not left with bits and pieces in your drink which can ruin the smooth texture you want.
3. When the white chocolate goes in, stir it in slowly while keeping the heat low. This helps it melt evenly without any lumpy bits which is key for a creamy finish.
4. Don’t forget to remove the chai tea bag or strain out the loose leaves right after the steeping time is up. Letting it sit for too long might make the drink taste too bitter.
Easy Chai White Hot Chocolate Recipe
My favorite Easy Chai White Hot Chocolate Recipe
Equipment Needed:
1. Medium saucepan – to heat the milk and cream on the stove
2. Measuring cups and spoons – to measure 2 cups whole milk, 1 cup heavy cream, and the teaspoon of vanilla extract and pinch of salt
3. Stove – for heating the mixture until it’s just simmering
4. Tea bag infuser or strainer – necessary for steeping and then removing the chai tea bag or the loose leaves
5. Stirring spoon – to continuously mix the white chocolate in until it melts smooth
6. Knife and cutting board – to chop the white chocolate into small pieces if it isn’t pre-chopped
7. Cup or mug – for carefully pouring and serving the hot beverage
8. Optional: Whisk – if you prefer a smoother, more even texture when stirring in the vanilla and salt
Ingredients:
- 2 cups whole milk
- 1 cup heavy cream
- 8 ounces white chocolate, chopped into small pieces
- 1 chai tea bag (or 1 tablespoon loose chai blend)
- 1 teaspoon vanilla extract
- A pinch of salt
- Whipped cream for topping (optional)
- A dash of ground cinnamon for garnish (optional)
Instructions:
1. In a medium saucepan, combine 2 cups of whole milk and 1 cup of heavy cream then heat them on medium until the mixture is just about simmering.
2. Once heated, toss in the chai tea bag (or 1 tablespoon of loose chai blend) and let it steep for about 5 minutes to get that warm flavor going.
3. After the chai has steeped, remove the tea bag (or strain out the loose leaves if you’re using that method).
4. Lower the heat and add the 8 ounces of chopped white chocolate to the warm milk mixture, stirring continuously until it all melts together smoothly.
5. Stir in 1 teaspoon of vanilla extract and a pinch of salt, mixing well so that all the flavors combine nicely.
6. Keep stirring for another minute or so until the drink is perfectly smooth and creamy.
7. Carefully pour the hot beverage into your cup or mug.
8. Top with a generous dollop of whipped cream if you want an extra touch of indulgence.
9. Sprinkle a dash of ground cinnamon on top as a final garnish.
10. Enjoy your Easy Chai White Hot Chocolate while it is still hot and cozy!









